Plain Paycheck

Tax year 2026 · Federal & state tables · Computed in your browser

Take-home pay, computed in the open.

Take-home pay $2,224.73 per biweekly paycheck

per biweekly paycheck · single · California · 2026 tables

Gross / check
$2,884.62
Taxes / check
$659.89
Net / year
$57,843
Effective rate
22.9%

The stub, line by line

Line itemEach paycheckPer year
Gross pay$2,884.62$75,000
Federal income tax$295.00$7,670
California income tax$106.71$2,775
Social Security$178.85$4,650
Medicare$41.83$1,088
CA SDI$37.50$975
Take-home pay$2,224.73$57,843

California, in full →

The math, shown

Your salary, minus any 401(k) deferral and the 2026 federal standard deduction ($16,100 for a single filer), walks through the seven federal brackets. Each slice of income is taxed at its own rate. Only the last dollar sees your top rate.

FICA is computed on gross wages: Social Security takes 6.2% of the first $184,500, Medicare takes 1.45% with no ceiling plus an extra 0.9% past the additional-tax threshold. A traditional 401(k) lowers your income tax, not your FICA.

State tax follows the same shape with each state's own deductions, credits, and brackets. Where a state runs employee-paid programs (California SDI, New York PFL, Washington PFML), each appears as its own line on the stub, the way it does on a real one.

The result is a planning estimate, not your employer's exact withholding. It answers the question people actually ask: what does this salary really pay?

Every state, one page each

All 50 states and Washington, D.C. are live with verified 2026 tables. Every figure clears a two-source check against the state's own revenue department before it publishes.

Rank every state side by side at one salary you choose.

City & county taxes, computed

A few places take a real bite beyond the state line: three cities and every Maryland county. Each gets the same line-by-line treatment: the local math layered on top of the state's, credits included.

Salary ↔ hourly, spelled out

The other question every offer letter raises. Each page converts the number both ways on the standard 2,080-hour year, then shows what it actually keeps after 2026 taxes, state by state. Or use the converter for any amount, and if you're paid by the hour, the hourly paycheck calculator runs the full take-home math from your rate and hours.

Two states, side by side

Weighing an offer across state lines? These pages run the same salary through both states' 2026 tables and show exactly where the paychecks part ways.

Bonuses, overtime, tips: the 2026 rules

The 2025 tax law added four temporary federal deductions through 2028: tips, the premium half of overtime, a bonus deduction for seniors, and new-car loan interest. Bonus withholding still surprises almost everyone. Each page shows the actual math, line by line, with the statute cited.